March 7, 2019. The following Frequently Asked Questions (FAQs) provide information regarding: The contribution rate changes are consistent with the Government's commitment to ensuring compensation is reasonable and affordable, as well as aligned with similar plans offered by other public and private sector employers. Plan members who have retired from the federal public service, the RCMP, and the Canadian Forces, as well as members of the Veterans Affairs client group, are eligible to receive coverage under the PSHCP, provided they receive a public service pension. Executivesare entitled to 100% employer paid Hospital Level III, Family coverage. The monthly contribution rates for retired members with Supplementary Coverage - Relief Provision can be found in Schedule V of the Public Service Health Care Plan (PSHCP) Directive. Plan costs have continued to rise. The new rates can be found in Schedule V of the PSHCP Plan Directive on the National Joint … The cost of the Plan varies from year to year for a number of reasons: You can help manage plan costs by shopping at pharmacies with low dispensing fees, requesting a three-month supply for maintenance prescriptions, electing to receive your Public Service Health Care Plan (PSHCP) Bulletin electronically and signing up for direct deposit. ... Extended health care plan premiums Print. Archived version: April 1, 2008; Archived version: Pesticides Directive November 1, 1993; Archived version: Motor Vehicle Operations Directive April 1, 1995; Public Service Health Care Plan Directive April 1, 2006; Travel Directive July 1, 2017. Plan members who are eligible for a pension from the Public Service Pension Plan (PSPP) and are permanent residents of Canada can have extended health care and dental benefits coverage through Green Shield Canada. These components have different cost sharing arrangements. An early deductible and maximum lifetime amounts will apply to extended health care. Retired members' percentage of contributions for Supplementary Coverage is currently 25% of the plan costs, excluding hospital coverage. The Public Service Health Care Plan (PSHCP) Relief Provision provides eligible retired members of the PSHCP with an opportunity to maintain the 25:75 cost sharing ratio for Supplementary Coverage (i.e. HP (Hospital Provision) – is the rate associated with this benefit for which the employee is 100% responsible when enrolled at levels II and III. It is important for Plan members to know the rights and responsibilities that accompany participation in the Public Service Health Care Plan. $27.81. Complete details on the PDSP are set out in the PDSP Plan Rules. If you receive a public service pension, you can maintain your PSHCP coverage. See table below. Affordable rates. Extended Health Care & Dental Benefits. In 2016, the Public Service Pension Board of Trustees worked with the boards of the Teachers’ and College pension plans to negotiate a competitive group rate with Green Shield Canada. Yes. April 2020 Supplementary Coverage Comprehensive Coverage 1. EHP (Extended Health Provision) – is the rate associated with these benefits for which the employer is 100% responsible. It covers you for specific dental services and supplies that are not covered under your provincial health care or dental care plan. National Office 865 Shefford Road Ottawa, ON K1J 1H9. For more information, refer to: These contribution rates did not change in 2015. It provides dental coverage to eligible federal pensioners and their family members who qualify, including survivors. --- Extended health care premiums. From Treasury Board of Canada Secretariat. service@federalretirees.ca. However, you must complete a new Public Service Health Care Plan (PSHCP) Relief Application Form and return it to your pension office for assessment. A number of Plan improvements, such as the elimination of the annual deductible were also announced at the same time. The monthly dental plan rates as of February 1, 2020, are: Name of plan: Single: Couple: Family: Essential Dental. It provides coverage for specific services and supplies that are not covered under a provincial health or dental care plan. The Public Service Health Care Plan is funded through contributions from: Treasury Board of Canada, Participating employers, and. Pensioners Managing my Coverage. Sign-in help Register. You will not receive a reply. You can apply to amend, increase, decrease or cancel your coverage at any time through your pension office. Archived version: April 1, 2008 Pensioner contribution rates for the Public Service Health Care Plan (PSHCP), prior to April 2015, were last set in 2011. The Pensioners’ Dental Services Plan is a voluntary, contributory dental services plan established by the Government to provide dental services coverage to eligible public service pensioners and their eligible dependants. Please note that conditions may apply. To apply for or to amend your coverage, the PSHCP Pensioner application form (TBS-006492) (PDF, 91KB) must be completed. The voluntary PDSP was established by the Government of Canada in 2001. For enquiries, contact us. Provides plan members with coverage, up to certain limits, for dental service and supply expenses. Yes. There is an annual maximum for dental. The contribution rates for the PSHCP Relief Provision will be adjusted annually on April 1st to reflect actual plan experience and the cost sharing ratio will be maintained at 25:75. It is calculated based on the previous year's total plan costs for the entire population, (employees, Canadian Forces/Royal Canadian Mounted Police members and pensioners), minus the total member contributions, and then divided by the total number of plan members. Sun Life Canada provides coverage for the PSHCP. Future contribution rates will be adjusted to maintain the relevant cost sharing ratio between members and the employer and compensate for increases in current and projected plan costs. Changes cannot be accepted over the phone. From: Treasury Board of Canada Secretariat. It reimburses members for allowable health care services and products. The document has not been changed and continues to apply. The Public Service Pension Plan (PSPP) serves over 80,000 active, deferred and retired members, and is governed by the Public Sector Pension Plans Act and its regulations. The contribution rates for retired members of the PSHCP with Supplementary coverage will be adjusted on April 1, 2017, to meet this year’s 43.75% : 56.25% (retired member : employer) cost-sharing ratio. End of dialog window. What are the Contribution Rates under the Public Service Health Care Plan Relief Provision? Start of dialog window. https://www.federalretirees.ca/.../public-service-health-care-plan-pshcp This amount is then adjusted by the estimated percentage increase in benefit cost for the following year and divided by 12 to obtain a monthly rate. This assessment may result in changes to your premiums the following year. The monthly contribution rates for retired members with Supplementary Coverage - Relief Provision can be found in Schedule V of the Public Service Health Care Plan (PSHCP) Directive. No, the pensioner contribution rates will be adjusted annually to reflect the previous year's pensioner plan costs and population and adjusted by the estimated percentage increase in benefit cost for the following year. Vision Care Benefit. The Public Service Dental Care Plan (DCP) is a private health service plan for federal Public Service employees and their eligible dependants. Generally, expenses claimed under the Vision Care Benefit are subject to a two-year eligibility cycle that begins every odd year, meaning that the stated maximum eligible expense is for two calendar years instead of one. The employer rate is used to determine total employee contribution in certain types of Leave Without Pay (LWOP) situations, to calculate the Quebec Taxable Benefit and in the remittance of contributions from certain participating separate employers. Public Service Health Care Plan (PSHCP) members who were retired before April 1, 2015 may be eligible for reduced contribution rates, see PSHCP Relief Provision. Hospital Levels II and III are 100% retired member paid. The PSHCP is a voluntary health care plan for federal employees, federal retirees and their eligible dependents. There are two dental plans to choose from, with different premiums, deductibles and eligible services for each. $89.06. Pay and pension system administrators have been advised of these changes to ensure the necessary actions are taken. Pensioner contribution rate changes are based on the previous year's total plan costs for the pensioner population and then adjusted by an estimated percentage increase in benefit costs for the upcoming year. Retirement health coverage. The Extended Health Benefit contribution rates are determined by three factors: the previous year's total plan costs, the pre-determined cost-sharing ratio and the type and level of coverage selected. Learn about the coverage options available to you as a retired member of BC’s Public Service Pension Plan. Remember me Remember me. Plan details are available through the PSPP's Retirement Health Coverage and You. As one of the largest private health care plans in Canada,... Forms and Documents Marie-Chantal Girard Assistant Deputy Minister Pensions and Benefits Sector. Extended health care coverage Learn about the extended health care coverage available to you, your spouse and/or eligible dependant(s). Annual adjustments will be made to all contribution rates during the phase-in period and thereafter to reflect actual plan experience. The plan provides a type of decreasing term life insurance designed to cover members of the public service pension plan. The Public Service Pension Plan does not subsidize the cost of the dental plan’s monthly premiums. To address this, Budget 2014 announced the Government of Canada's intention to move to a 50:50 (employer to retired member) cost-sharing model. See the Pensioner Application formfor more information. For enquiries, contact us. By sigining in, you agree to these terms and conditions. Positive enrolment. The changes to the PSHCP cost sharing for retired members are: Effective April 1, 2015, the plan cost percentage will rise to 31.25… The Public Service Health Care Plan (PSHCP) reimburses participants for expenses incurred for a wide variety of health-related products and services, and is administered by Sun Life Financial. Note: If you are a survivor of a deceased plan member and you apply for PSHCP coverage within 60 days of your spouse's death you may be eligible to continue the Relief Provision uninterrupted if you include a new PSHCP Relief Provision Application Form with your application. This notice is to inform plan members and employers participating in the Public Service Health Care Plan (PSHCP) that as of April 1, 2019, the contribution rates for Pensioner Supplementary coverage and Pensioner Supplementary Relief Provision coverage will increase. All plan members were informed of the new cost-sharing agreement and phase-in period in the Special Edition of the Public Service Health Care Plan (PSHCP) Bulletin dated October 2014, and PSHCP Bulletin 31 dated March 2015. The contribution … Public service group insurance benefit plans, Public Service Health Care Plan Retired Member Contribution Rates for Supplementary Coverage, Public Service Health Care Plan Relief Provision, Public Service Health Care Plan Employer Rate, Schedule V of the Public Service Health Care Plan (PSHCP) Directive, Public Service Health Care Plan (PSHCP) monthly contribution rates, Special Edition of the Public Service Health Care Plan (PSHCP) Bulletin, Plan improvements, such as the elimination of the annual deductible were also announced, Supplementary Coverage - Relief Provision, Public Service Health Care Plan (PSHCP) Relief Application Form, An aging population – with more chronic medical conditions, Earlier diagnosis and treatment of health problems, Availability of new and more expensive drug treatments, Patient-driven demand due to advertising and online information, You must have been a retired member of the PSHCP (retiree or survivor) before, You must either be in receipt of a Guaranteed Income Supplement (GIS) benefit; or the joint net income of you and your spouse/common-law partner as reported on your income tax Notice of Assessment(s) is lower than the GIS thresholds established for the. 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